Privacy Policy

This policy applies to consumer finance products or services provided by Peso Pocket. Before clicking the "Agree" button on this page, please read carefully and fully understand the entire content of this policy. If you disagree with any part of this policy or have difficulty interpreting the terms, please do not continue reading. If you continue to use our products or services, it means that you have fully understood the content of this policy and agree that we will process your personal information in accordance with this policy.

Peso Pocket is a trademark of Sofi Lending Inc., a limited liability company registered under number CS201908275

Our collection and use of your information adhere to the following principles:

1. Principle of Minimization: We only collect necessary information to provide the products and services you require.

2. Legitimacy Principle: We only collect and use your information within the scope of legal authorization.

3. Purpose Limitation Principle: We only collect and use your information for specific legitimate purposes and will not exceed this scope without your consent.

4. Storage Limitation Principle: We retain your information for only as long as necessary and securely delete it after achieving the storage purpose.

5. Security Protection Principle: We implement reasonable security measures to protect your information from unauthorized access, use, or disclosure.

We collect and use your information in accordance with applicable laws and regulations, and fulfill our confidentiality obligations. We will not disclose your information to any third party unless we have obtained your explicit authorization or if required by law and regulations.

What We Collect

Camera permissions:

Help you take and upload the required ID photo. Your photo information will be stored safely and will not be abused.

Album permissions:

To verify the materials you provided, we need to access the pictures in your photo album to complete identity verification. Your picture information will be stored safely.

IDFA permissions:

Obtaining IDFA helps us better identify and serve you. We will not associate this information with your personal data or share it with any third party.

Emergency contact permissions：

To verify your identity and conduct risk monitoring, we need to access some of your contact information. All data will be encrypted and transmitted to our server h5web.sofilendingi.com.

Positioning permissions:

Confirm your identity and monitor account activity to improve your account security.

Sharing of Personal Information

We promise not to share your personal information with third parties without your explicit consent, unless required by laws, regulations or relevant legal procedures. In certain circumstances, we may share personal information with third parties, including but not limited to: legal requirements, compliance investigations, protecting our legitimate interests, providing products or services at your request, etc. We will only share necessary information with trusted partners and require them to sign a confidentiality agreement to guide them to process your personal information in accordance with our instructions and this Privacy Policy. We promise not to sell your personal information to any other party.

Personal Information Protection

We will take reasonable security measures to protect the security of your personal information and prevent your personal information from unauthorized access, use, disclosure, change or destruction. We will use security measures such as encryption technology and access control to protect your personal information, and regularly review our data processing practices to ensure data security.

IDFA Permission Description

We only need your IDFA permission to identify your device. This permission will not obtain your personal information from other applications or websites, and your personal information will remain confidential and protected by the privacy policy.

Use of Cookies

Our website uses Cookie technology to provide personalized services and enhance user experience. Cookie is a small text file stored on your device that helps us identify your device and provide specific functions. You can choose to accept or reject cookies as needed. If you choose to reject cookies, some features may not work properly.

When you visit our website, we may use Cookie technology to collect and store information about you. Cookies are a commonly used website data storage technology that helps us provide personalized services, remember your preferences, and enhance your user experience on the website. By using Cookies, we can recognize your device and collect information about your browsing patterns, habits, and interaction behaviors. This information is used to analyze and optimize the features and content of the website to better meet your needs and provide a more personalized experience. You can manage and control the use of Cookies in your browser settings according to your preferences, choose to accept or reject Cookies, or receive prompts when receiving Cookies. Please note that disabling Cookies may cause some website features to not work properly. By continuing to use our website, you agree to our use of cookies to collect and use your personal information.

Changes to the Privacy Policy

We reserve the right to modify this Privacy Policy at any time. If there are any significant changes, we will post the updated Privacy Policy on our website to inform you how we collect, use and protect your personal information. We recommend that you review the Privacy Policy regularly and stay informed of any changes.

Contact us:

Company Name: Sofi Lending Inc.

Email: [email protected]

address: Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig